Have you recently been in a car accident and want to file a claim so you can receive compensation for injuries and damage to your property? Filing a car accident claim can seem like a daunting process, especially if you’ve never had to do it before. However, once you have more information—and the assistance of an expert Memphis TN car accident injury lawyer—you can reduce stress and ensure that you are taking all the necessary steps to get the compensation you deserve.
Here is more information on what to expect when filing a car accident claim as well as how to find a good Memphis, TN car accident injury lawyer to assist you along the way.
Provide Information to the Insurer
Once you start the claim process by contacting your insurance company, you will need to supply them needed information. This may include the location and time of day of the accident as well as the weather at the time, a copy of the accident report, any photos or videos of damages, and the name, contact information, and insurance information of the others involved in the accident. You may also be asked to provide the names and badge numbers of any police officers who responded to the accident.
Ask Needed Insurance Questions
You will likely have a lot of questions once your claim is filed and now is the time to ask them. Some pertinent questions to ask of your insurance provider include your deductible. If you have rental coverage, how long you have to submit your claim—the statute of limitation for filing a claim in Tennessee is one year—and a number you can call to get updates on your claim.
Make Plans for Repairs
You can choose the repair shop you want to repair your vehicle. If you do not have a good relationship with a repair shop, your insurance company may be able to help you with suggestions. Depending on your policy, your insurance company may pay the repair shop directly for the repairs—minus the deductible—or it may send the money to you directly so you can pay the repair shop. Keep in mind that if the accident was due to another party’s negligence and you work with a Memphis TN car accident injury lawyer, you should receive compensation for any out-of-pocket expenses as well as medical bills, money to cover lost wages from time off work, and compensation for any emotional pain and suffering that resulted from the accident.
Choosing the Best Memphis TN Car Accident Injury Lawyer
If you have been injured in the accident and believe the accident to be the fault of another party, the claim process can get much more complicated and you need a Memphis TN car accident injury lawyer to assist you. To choose the best attorney for your needs, ask for referrals from others in the legal field or those you trust who have worked with a personal injury attorney locally. You can also read online reviews, learn more about potential attorneys on their websites, and ask for a free consultation so you can discuss the case and ensure you are making a solid decision.